Millions of Americans Could Still Save With HARP & Today’s Low Refinance Rates

HARP – Home Affordable Refinance Program Will Expire Soon, Hurry!

There absolutely has never been a more desirable moment then now to refinance your current home mortgage loan …

That’s thanks to an unheard-of government program HARP that’s allowing many American homeowners minimize their payments to save an average of $4,130 per year with today’s record low rates. This kind of Program is designated the’ Home Affordable Refinance Plan’ ® or aka: HARP.

Homeowners should act fast – there is a snag, at this time this government refinance package has an expiration date of December 31, 2015. Similar to the majority of the government programs, this is a temporary program. The good news is, you do still have time plus rates are at record lows and predicted to soar. The time to act is now if the thought of a lessened term on your mortgage or a more affordable mortgage payment seems in any way intriguing to you.

This might be called a Middle-Class stimulus package.

HARP is a plan developed for the middle class but countless homeowners are uninformed to this. If you are a homeowner and have a mortgage of $625,500 or less (higher-cost regions the limits can be higher ), probably you could qualify. The Government primarily, wants banks to cut your rates, consequently save you the homeowner money (to help out the country’s economy ). The banking companies however usually are not very thrilled about this stimulus plan and here’s the main reasons:

• You could shop around for loan providers, not just your current loan provider you signed with.
• Your Mortgage LTV or (Loan-to-Value) could be up to 125 %.

Do you believe that banks want this HARP plan? We can bet a pretty penny, they don’t. They ‘d rather maintain you at the greater finance rate agreed to years back. That’s the reason why time is of the essence. For Smart home owners – this is almost a no-brainer to make the most of this HARP Program and today’s low refinance rates! The Middle Class appears to always lose out (did you capitalize the stock market bubble? Probably not). Therefore, you better jump on this now. Get your competing quotes directly from the nations finest trusted lenders for FREE.

• American homeowner’s typical monthly savings is about $250. Exactly what could an extra $250 per month do for you?
• Most homeowners really don’t only save money every month, but depending on their current mortgage rate, they could shorten their loan term.

This is the reason why the opportunity is now and it’s a no-brainer– with HARP, you will more then likely lower your monthly payments, or minimize your loans term, PLUS you might also draw some cash out if you have equity. This is how beneficial this HARP can be for you. This page must be the road to get you started. Don’t pass up this chance ahead of you – it could be your big break.

“Homeowners who don’t obtain multiple mortgage offers or carefully compare rates are essentially leaving money on the table, particularly given today’s unprecedentedly low interest rates,”
Fannie Mae Chief Economist Doug Duncan.

But, Exactly how do I see these low HARP rates from competing Lenders?

The solution is right here– there are a handful of free mortgage rate comparison sites out there for property owners that enable them to choose their better offer (that’s a wonderful aspect of the ol’ internet– it makes it possible for you to save time by receiving competing quotes from multiple lenders suited exclusively to you in a matter of minutes).

Check Your HARP Eligibility Today

RefinanceRate.com, is among the best mortgage refinance rate comparison sites for residents, and among the few companies having a HARP lending network, and they currently serve homeowners just like you to gain access to a variety of competing quotes in only minutes.

Using Refinance Rate it is uncomplicated, fast and there’s certainly no obligation. This will only take a few minutes, and is an excellent way to get your free quote and see what you could well save. So you might as well find out now, you have virtually nothing to lose other than high payments and tension.

Hurry … Act now, before rates rise just like they are anticipated too and the Home Affordable Refinance Program – HARP goes away for good.